Finlease – Egyptian Company for Leasing

Beyond leasing

Finance leasing has never been easier

We are at the leading edge of innovation in the domestic leasing industry with a clear business model, an ambitious vision and impressive growth plans.

Leasing Types Contact Us

Lease your Business Assets, bootstrap your business

Minimize your startup costs and choose a leasing model tailored for your business

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Who We Are

FINLEASE is a startup in the Egyptian leasing market as of 2019. However, the company has shareholders with decades of experience in the leasing market.

The company provides leasing products and services all tailored to meet corporate capital expenditure needs for a wide variety of assets, which includes commercial and administrative real estate, equipment financing, plant and machinery, transportation assets, systems & IT, office equipment and fleet management.

What we can do for you

FINLEASE provides leasing solutions and asset financing to the local business market. We bring decades of experience and industry insight to provide leading services and solutions. We focus on flexibility, liquidity …..

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Purpose & Benefits of leasing

Financial leasing is a source of medium to long term funds that fulfill company’s financial requirements.

Leasing can finance growth and expansions in general as well as serve to restructure the customer’s financial position.

Based on the Egyptian leasing Law no. 95 for the year 1995 that was amended by law no.16 for the year 2001, financial leasing offers several benefits that include, but not limited to the following:

Commercial & Administrative Real Estate

Including Land Plots, Buildings and Real Estate Units that can serve almost every business line of your interest

Machinery & Equipment

Including the latest technologies in machinery and equipment needed to serve your ongoing business operations, so whether your business is manufacturing, agricultural, construction, medical or any other business line, you’ll find the financial solutions needed to acquire such machine or piece of equipment

Information Technology Solutions

Equipment financing enables you to acquire the technology your business needs without using up your working capital or credit lines. Leasing allows you to replace or upgrade equipment to keep your business continuously competitive.

Transportation Means

Transportation is a function which allows companies which rely on transportation in business to remove or minimize the risks associated with vehicle investment, improving efficiency, productivity and reducing their overall transportation and staff costs, providing 100% compliance with government legislation.

FAQFrequently Asked Questions

What is a Lease Agreement?

It is a contractual, pre-determined schedule of payments with optional ownership. Unless you are provided with a written purchase option, you will be offered an opportunity to purchase the equipment at what cloud is known as Fair Market Value.

What assets can I finance through FINLEASE?

FINLEASE provides leasing products & services tailored to meet corporate capital expenditure needs for a wide variety of assets including commercial real estate, equipment financing, plant and machinery, transportation assets, systems & IT and office equipment.

Who can lease through FINLEASE?

Any business, organisation, association, or governmental entity may lease assets. FINLEASE does not originate leases to individuals for personal use.

What factors are used to determine credit worthiness?

The following factors are used to determine credit worthiness:

Length of time in business.
Type of business.
Financial condition.
Credit evaluation or reports.
Bank and/ or trade references.
Type and brand of asset.

What kind of lease terms are available?

A variety of leasing products are available that allow us to tailor a lease to fit your cash flow requirements. Lease terms usually range from 12 to 84 months with various end of term options.

How do we determine the value of leased assets for a sale and lease-back transaction?

The asset is evaluated according to its net book value in order to avoid any capital gain or loss. However, in some cases we can determine the market value of the asset by hiring specialized evaluation firms.

Do you finance renovation costs including furniture and fixtures?

In selective cases FINLEASE can finance renovation costs depending on the company’s cash flow and risk rating.

Do you finance used equipment?

Yes, depending on the type, condition of the equipment. FINLEASE typically finances used equipment depending of its economic life. FINLEASE also apply the same standards for a sale-and-leaseback transaction where we buy the equipment and lease it back for a determined period not exceeding the asset’s operational lifecycle.

What are the required documents?

The standard corporate documents are:

Commercial Register (not older than 3 months).
Copy of Tax Card.
Copy of Authorized signatories ID or valid passport.
Articles of Incorporation.
Relevant Business licenses.
Audited financial statements for the past 3 years and latest modified interims.

What are the Lessee's options at the end of the lease term?

In a finance lease the Lessee can exercise one of the following options:

Acquire the asset by paying a nominal value of LE 1
Return the asset to the Lessor.
To renew the contract (based on Lessor’s approval)